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How Much Do You Pay for a Doctor Appointment?

September 4, 2019 by Laura 9 Comments

This post may contain affiliate links which won’t change your price but will share some commission.

I’m curious how much you pay for a doctor’s appointment. And for healthcare in general.

This is not because I’m nosey. Well fine. It’s a little bit because I’m nosey. I’m just really curious about how healthcare works for different families in different circumstances.

Here, I’ll go first.

We pay full price, out of pocket for doctor appointments (specific $$ amounts below).

Our family has chosen to have Christian Healthcare Ministries as our health insurance provider and it is perfect for us. We pay a tiny total of $135/month for this, which I feel is remarkable. We have a high deductible ($5,000 per incident). But we had the same super high deductible when we were paying almost $900/month for regular insurance too. So obviously, we really love the $135. :)

(How happy are we that I don’t have to put stickers over Bonus Boy’s face anymore!!!!)

With CHM, we don’t have a copay for doctor visits. We don’t have amazing benefits, dental, or vision coverage. Basically, we only have CHM insurance in our back pocket in case something major happens. Therefore, when we need to go to the doctor, we pay 100% out of pocket for the appointment.

BUT, the hundreds of dollars we save each month (around $765 to be exact – whoa!) more than covers all of those doctor fees. Plus it gives us a cushion so we can save for the deductible if we need it.

I love that instead of giving so much money each month to an insurance company (it felt like $money$ down the drain!), we can instead put that money toward our chiropractor, natural doctor, and wholesome food. We only go to a doctor when we really need to, trying natural remedies at home first.

How much do you pay for a doctor appointment?

Ah, so I haven’t even answered my own question yet. Our chiropractor costs $45 for a thorough adjustment and healthcare advice. Our natural doctor charges around $65 for a consultation, then we pay additional amounts for the supplements and remedies she offers.

Last time we went to our local Urgent Care for a check-up (Matt and I had to get a physical before becoming licensed foster parents) – it cost us $125 each. And that was apparently a discount because we were paying cash. Hmm. Then we got billed separately for the urine test. (I can’t remember how much those were.)

So all of these come out of our pocket each time we need them. Still, we save thousands of dollars every year going this route.

Do I wish we had a co-pay?

Sure, if the copay was $5 like it used to be. Remember those days? I remember those days!

At this point though, and you’ll have to let me know how it works for you, I don’t think a copay would benefit us. We really, really like paying such a low monthly premium. And since we rarely go to traditional doctors anyway, I don’t think having “regular” insurance would really help us much.

Fun times.

So, $45-$65 per visit.

That’s what we pay when we go to the doctor. Plus the cost of the supplements they recommend.

We go in phases of needing to go frequently and have periods of time that several months go by without a visit. It all depends on the need!

Oh, and last year when Elias suffered a terrible ankle injury during a basketball game, we got to drop a cool $850 for an ER visit with all the perks (like a wheelchair ride). Good thing we save almost that much every month on our insurance premium. Ha!

I’ve been thinking about all of this – the cost of a doctor visit, the cost of health insurance, the cost of supplements – as I have considered this:

Should we pay $37 for this health care option? —>

It may sound funny to think of this as a “health care option” but hear me out!

As this year’s Healthy Living Bundle sale time was approaching. I spent a few hours looking through almost every single product. We’re talking 46 eBooks, 32 eCourses, audios & workshops, 10 printable packs & workbooks, and 2 summits. Phew.

Why did I spend so much time on this? Because I can’t and I won’t promote a product or recommend that you purchase something if I don’t feel confident that it’s worth your time and money.

While reading through so many of the materials, watching the videos, printing the packets, exploring the eCourses – I found that I kept learning new tidbits that would really bless my family’s health. There I was, looking to see what I could maybe share about the bundle as I determined if it was “worth it” – and the entire time I found myself learning:

  • Better ways to help my kids eat good food
  • How to transition our baby to solid food in a healthy way (he has four cute little teeth now!)
  • Tools to give my kid who hasn’t been officially diagnosed, but who probably has something like ADD, and needs some extra love and care when it comes to learning
  • How to walk someone through a sugar detox
  • Recipes my kids can use to learn to cook in our Instant Pot
  • More about cooking great food with just 5 ingredients
  • How to get a better night’s sleep

There’s much more, but those were some highlights for me.

And then I realized: The contents of this bundle, this package containing $3000 worth of health information and tools, costs less than one of my chiropractor appointments. I have learned so much already, and while I don’t need or want all of the products included – paying $37 to learn what I have learned and I’m learning is absolutely worth it.

Click here or on the image to see all the products in detail.

So I decided to tell you about it.

I’m not sure what you pay for a doctor visit, but I’m guessing the $37 price tag on this Healthy Living package is comparable or even much cheaper. I want to encourage you to check into this because well, where else can we pay just $37 for so much worthwhile health information?

Already bought a Healthy Living Bundle in the past?

Me too!! I have them all and seeing as they’ve been around since 2012, that means this is my 8th one. :) But each bundle is brand new and full of the latest and greatest. I guarantee you’ll learn something new (or if you’re like me, you’ll learn 7 new things in the first hours, ha!).

When the price is lower than a doctor visit and holds so much more information than I could ever get in one doctor visit – that’s when I know it’s beyond worth it to purchase. (Though it doesn’t take the place of a doctor visit if we need one. It had to be said.) ;)

And then there are these:

Really Cool Bonuses

All of this comes with your bundle purchase, which is so much fun and so beneficial.


These are legit bonuses! Totally free, physical items. We pay the shipping, and that’s it!!

I always get the Lymph Rub from TriLight Health because it is so good to have on hand to fight off illness! I like a lot of their other products too, and keep them on hand as ready-to-grab home remedies.

I already also ordered the bonus from Perfect Supplements, Earthley, and MadeOn. So many great free items to help keep our families healthy!

How much do you pay for a doctor appointment?

I’m thankful that we rarely need to go to a doctor, and that when we do, we have great options for natural care. (I’m also thankful for traditional doctors who are there when we need them!) I’m thankful for home remedies and natural home-care options. I’m thankful for everything I can get my hands on to read and learn and grow in ways of healthy living.

So, I’m thankful for this, and I recommend that you check it out and enjoy learning from it too! —>

 

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What We Did To Help Our Son’s Eczema – Without Drugs

March 15, 2010 by Laura

This post may contain affiliate links which won’t change your price but will share some commission.

If you’ve had a child suffer from eczema, even a mild case, it can be incredibly frustrating to helplessly watch them suffer. Today I’m happy to share what we did to help our son’s ezcema. His case was a chronic one. :(

What We Did To Help Our Son's Eczema - Without Drugs

Our youngest son developed severe eczema when he was just two months old. We allowed one round of an oral steroid and half a tube of cortisone cream before learning that his condition was chronic and the drugs, if they were to get rid of the eczema symptoms, would be a permanent part of his life. So would be the terrible side effects of the drugs if we continued to give them to him.

So we chose to stop. We refused to give these life altering drugs to our baby. Eczema has been a part of his life for ten years now. Thankfully, we’ve found some answers and help.

We were learning more about nutrition, drugs, whole body health at that time. Through MUCH trial, error and prayer…we found a few things that helped him. There was NO quick fix because it has been a matter of healing his body from the inside out. Some of the things we did helped immediately (like changing detergents and soaps), but overall healing is STILL taking place five years later. I wish I could tell you otherwise.

I want to share these ideas with you…not because I’m just SURE they’ll help your child. Every child and every eczema case is different. Plus, I’m not a doctor…I’m just a mama.

What We Did To Help Our Son’s Eczema – Without Drugs

Remember, we learned that eczema is not merely a skin issue…there’s much more to it than that. But, here are the best changes we’ve made and the best products we’ve found to help our son Malachi with his eczema symptoms:

  1. We began eating organic, natural and unprocessed whole foods. You’ll read more about all of this (all over my site), specifically in my Journey to Healthy Eating series. We specifically kept Malachi away from grains and sugar for quite a while to help his immune system and to help with his digestion.
  2. We found this fragrance and dye free laundry detergent from Shaklee to be the best and only one that would not make his rash worse. Many people have suggested that we make our own detergent, but I have yet to see a homemade detergent without borax as an ingredient, and I’m not convinced that borax is okay for our skin.
  3. We use only pure coconut soap from Tropical Traditions.
  4. Lotion in general just doesn’t offer much comfort for Malachi’s dry itchy skin. After each bath we rub him down with BeeSilk Lotion Bar from MadeOn. BeeSilk Lotion Bar is made from three completely pure and natural ingredients. We fully trust this product. Straight coconut oil can also be helpful.
  5. We started supplementing him with Black Current Seed Oil that we got from our chiropractor. Malachi takes it orally, plus we open up a tab and rub the oil onto his worst sores. This has been a HUGE help for his overall healing (digestive system healing) and I’ll talk more about it in my Journey to Healthy Eating series.
  6. Speaking of chiropractors, we try to take Malachi in for regular chiropractic adjustments. If his body is in alignment, he does better. Plus, our chiropractor focuses on nutrition, allergies, and needed supplements.
  7. We limit the baths. The water seems to dry his skin more, so once or twice a week is his limit. Faithfully after a bath, we slather him with BeeSilk Lotion Bar. (Edited to note…we’re now experimenting with bathe him daily, let him have a good long soak, then immediately rub BeeSilk Lotion Bar on his skin. This seems to offer him quite a bit of itchy relief.)BeeSilk MadeOn Hard Lotion
  8. He wears mostly 100% cotton clothing so his skin can “breathe” better.
  9. We clean the house either with good old fashioned water and vinegar…or Basic H from Shaklee. We have NO toxic cleaners in our house anymore. Read here about all of the soaps and cleaners we use.
  10. Allergy testing…and desensitizing. Our chiropractor tested Malachi, then one by one he desensitized him for any allergies that he was showing a sign of. We were surprised that as he got older, different allergies showed up that hadn’t when he was tiny. It never hurts to try again. (P.S. The desensitizing process is super simple and painless…just a little different if you’re used to conventional methods of doctoring. Here’s a link my chiropractor directed me to, explaining more about this process. Not that I completely understand it. But it did help Malachi quite a bit.)
  11. I can’t say enough about this one:  SUNSHINE. We completely avoid sunscreen because it makes Malachi break out terribly. However, the sunshine makes his rash SO much better. Summer is our favorite time of the year. He always feels so much better in the summer when he’s in the sun. We just make sure he’s in the sun long enough to grab some good vitamin D…but not long enough to get a sunburn. We call it the “in the sun…out of the sun…in the sun…out of the sun…” method.
  12. Our natural doctor helps keeps his liver and kidneys functioning properly so that toxins will be taken out of his body the way they are supposed to, instead of coming out through his skin. Find a natural doctor close to you who looks at the cause of the problem, not just the symptoms!! We could not have helped solve this chronic condition without professional help.
  13. Prayer, prayer, prayer. God is the ultimate healer and we are so thankful to know that He loves Malachi even more than we do.

Ultimately, we have found that eczema or not…using high quality products in our home for cleaning and eating high quality unprocessed foods is best for all of us! We are so thankful for the changes we’ve made for our family…and for the relief Malachi has found as well!

Now that Malachi is older, his eczema is much better. The worst area is on his legs, and we’re hoping that once the sun starts shining a little more regularly again and he can be out in it…his legs will clear up more. His cheeks are now SO SOFT that I CAN’T stop kissing them. And he just lets me…great little accommodating guy that he is.

If you know of any other great, natural remedies for eczema, please leave a comment letting us know. I’d love for this post and all the comments to be a great resource for parents looking for answers!

P.S. If you’re interested in trying any of the products from Tropical Traditions I mentioned in this post, click here to read about how you can receive a free book from TT about the great benefits of coconut oil. I also highly recommend that you look into  BeeSilk Lotion Bar from MadeOn. It truly is a wonderful product and I am so thankful to have access to it!

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