I sort of have a love/hate relationship with health insurance.
I love it when it actually does something to help us (which is rare…but we have had a few times when it has actually paid for something).
I don’t love it during all the times that it doesn’t do anything (except take our money for premiums…and then not cover anything) Grr.
Now that we’ve started using more natural health options, our health insurance really doesn’t seem to be worth having. Insurance companies tend to freak out when you use the word “natural.” Yikes!
We’ve started looking into Christian Healthcare Ministries. With this program, the money we pay each month actually goes directly to another family with medical bills. If we were ever in need, this organization would help us directly, thanks to the sharing of other Christian families. We love that concept, and it just seems to make so much sense.
Christians helping Christians. Love it.
So, I’m wondering…what experiences do all of you have with health insurance…or alternative ideas like Christian Healthcare Ministries?
What are your thoughts on how we as Christians should best be using our money in this area?
Share with me your ideas and opinions!!!
~~~~~~~~~~~~~UPDATE~~~~~~~~~~~~~
~~~~~~~~~~~~~UPDATE~~~~~~~~~~~~~
It’s been a few years since I originally wrote this post. Since then, we jumped aboard with Christian Healthcare Ministries and haven’t looked back.
It has been fantastic!
We’ve saved thousands of dollars every year using this. They’ve met our needs fully. They have been wonderful to work with through medical issues we’ve had. My favorite: They didn’t worry about pre-existing conditions.
I highly recommend you look into this for your family!
Our family of six pays only $135/month for Bronze Coverage. That is perfect for our family since we choose alternative medicine if at all possible. Instead of paying high monthly premiums that cover nothing for our family, we pay a very low monthly premium and put money in savings to cover a deductible if we need it and to cover our chiropractor or natural doctor bills as needed.
With the cost of health insurance rising, the coverage getting worse, and the frustration mounting – look into Christian Healthcare Ministries. We are so thankful God has provided this!
Christian Healthcare Ministries
P.S. Many have looked into Christian Healthcare Ministries since I posted this. It seems that if you give them our insurance number, our family will get a referral bonus which would cover the cost one month of fees for us. What a wonderful perk! If you feel this is a good option for you, our referral number is 145625. Thanks! :)
