I’m curious how much you pay for a doctor’s appointment. And for healthcare in general.
This is not because I’m nosey. Well fine. It’s a little bit because I’m nosey. I’m just really curious about how healthcare works for different families in different circumstances.
Here, I’ll go first.
We pay full price, out of pocket for doctor appointments (specific $$ amounts below).
Our family has chosen to have Christian Healthcare Ministries as our health insurance provider and it is perfect for us. We pay a tiny total of $135/month for this, which I feel is remarkable. We have a high deductible ($5,000 per incident). But we had the same super high deductible when we were paying almost $900/month for regular insurance too. So obviously, we really love the $135. :)
(How happy are we that I don’t have to put stickers over Bonus Boy’s face anymore!!!!)
With CHM, we don’t have a copay for doctor visits. We don’t have amazing benefits, dental, or vision coverage. Basically, we only have CHM insurance in our back pocket in case something major happens. Therefore, when we need to go to the doctor, we pay 100% out of pocket for the appointment.
BUT, the hundreds of dollars we save each month (around $765 to be exact – whoa!) more than covers all of those doctor fees. Plus it gives us a cushion so we can save for the deductible if we need it.
I love that instead of giving so much money each month to an insurance company (it felt like $money$ down the drain!), we can instead put that money toward our chiropractor, natural doctor, and wholesome food. We only go to a doctor when we really need to, trying natural remedies at home first.
How much do you pay for a doctor appointment?
Ah, so I haven’t even answered my own question yet. Our chiropractor costs $45 for a thorough adjustment and healthcare advice. Our natural doctor charges around $65 for a consultation, then we pay additional amounts for the supplements and remedies she offers.
Last time we went to our local Urgent Care for a check-up (Matt and I had to get a physical before becoming licensed foster parents) – it cost us $125 each. And that was apparently a discount because we were paying cash. Hmm. Then we got billed separately for the urine test. (I can’t remember how much those were.)
So all of these come out of our pocket each time we need them. Still, we save thousands of dollars every year going this route.
Do I wish we had a co-pay?
Sure, if the copay was $5 like it used to be. Remember those days? I remember those days!
At this point though, and you’ll have to let me know how it works for you, I don’t think a copay would benefit us. We really, really like paying such a low monthly premium. And since we rarely go to traditional doctors anyway, I don’t think having “regular” insurance would really help us much.
So, $45-$65 per visit.
That’s what we pay when we go to the doctor. Plus the cost of the supplements they recommend.
We go in phases of needing to go frequently and have periods of time that several months go by without a visit. It all depends on the need!
Oh, and last year when Elias suffered a terrible ankle injury during a basketball game, we got to drop a cool $850 for an ER visit with all the perks (like a wheelchair ride). Good thing we save almost that much every month on our insurance premium. Ha!
I’ve been thinking about all of this – the cost of a doctor visit, the cost of health insurance, the cost of supplements – as I have considered this:
Should we pay $37 for this health care option? —>
It may sound funny to think of this as a “health care option” but hear me out!
As this year’s Healthy Living Bundle sale time was approaching. I spent a few hours looking through almost every single product. We’re talking 46 eBooks, 32 eCourses, audios & workshops, 10 printable packs & workbooks, and 2 summits. Phew.
Why did I spend so much time on this? Because I can’t and I won’t promote a product or recommend that you purchase something if I don’t feel confident that it’s worth your time and money.
While reading through so many of the materials, watching the videos, printing the packets, exploring the eCourses – I found that I kept learning new tidbits that would really bless my family’s health. There I was, looking to see what I could maybe share about the bundle as I determined if it was “worth it” – and the entire time I found myself learning:
- Better ways to help my kids eat good food
- How to transition our baby to solid food in a healthy way (he has four cute little teeth now!)
- Tools to give my kid who hasn’t been officially diagnosed, but who probably has something like ADD, and needs some extra love and care when it comes to learning
- How to walk someone through a sugar detox
- Recipes my kids can use to learn to cook in our Instant Pot
- More about cooking great food with just 5 ingredients
- How to get a better night’s sleep
There’s much more, but those were some highlights for me.
And then I realized: The contents of this bundle, this package containing $3000 worth of health information and tools, costs less than one of my chiropractor appointments. I have learned so much already, and while I don’t need or want all of the products included – paying $37 to learn what I have learned and I’m learning is absolutely worth it.
So I decided to tell you about it.
I’m not sure what you pay for a doctor visit, but I’m guessing the $37 price tag on this Healthy Living package is comparable or even much cheaper. I want to encourage you to check into this because well, where else can we pay just $37 for so much worthwhile health information?
Already bought a Healthy Living Bundle in the past?
Me too!! I have them all and seeing as they’ve been around since 2012, that means this is my 8th one. :) But each bundle is brand new and full of the latest and greatest. I guarantee you’ll learn something new (or if you’re like me, you’ll learn 7 new things in the first hours, ha!).
When the price is lower than a doctor visit and holds so much more information than I could ever get in one doctor visit – that’s when I know it’s beyond worth it to purchase. (Though it doesn’t take the place of a doctor visit if we need one. It had to be said.) ;)
And then there are these:
Really Cool Bonuses
All of this comes with your bundle purchase, which is so much fun and so beneficial.
I always get the Lymph Rub from TriLight Health because it is so good to have on hand to fight off illness! I like a lot of their other products too, and keep them on hand as ready-to-grab home remedies.
I already also ordered the bonus from Perfect Supplements, Earthley, and MadeOn. So many great free items to help keep our families healthy!
How much do you pay for a doctor appointment?
I’m thankful that we rarely need to go to a doctor, and that when we do, we have great options for natural care. (I’m also thankful for traditional doctors who are there when we need them!) I’m thankful for home remedies and natural home-care options. I’m thankful for everything I can get my hands on to read and learn and grow in ways of healthy living.
So, I’m thankful for this, and I recommend that you check it out and enjoy learning from it too! —>